Uh, Doug, thats the insurance company that I'm currently with and they are hitting me up for just over $2200.00 every 6 months for full coverage on my wifes 04 Alero and just liability for my SC and Toyota. On top of that they fluxuate (sorry) the payment every month so it makes it hard to deal with from month to month.
Right now if I stay with USAA, my next payment will be $395, but when I added my Toyota they to me that is was to be $370. So all they are doing to me is screwing me around with the amount of the payment.
Starting Monday I will be insured through an agent and my monthly insurance payment will be only $151.00 a month and the total policy is $1006.00.
Now I will say that USAA is the way to go if your CURRENTdriving record is good. They do look back three years for traffic violations and accidents and five years for license suspensions, all of which they found on my record. USAA did give me good rates till I got my wife on the policy. They were charging me more for her in the Alero, which by the way is a 4 door with a 4 cyl, then they did for the 96 Mustang GT that I gave her. Their claims dept. did do me well and the settlements where more than what I thought they would be.
I'm not trying to bash USAA, I'm letting you know how disappointed I am with the way they do MOST of their business, and the best advice that I can give to anybody is to shop around, talk to insurance agents, and never take the first offer without seeing others.