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Thread: Anyone using collector insurance on your SC?

  1. #1
    Join Date
    Jul 2009
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    112

    Anyone using collector insurance on your SC?

    I'm looking for collector insurance for my SC and would prefer one with unlimited milage or atleast with the highest allowance. I did a search in the threads and wasn't satisfied with what I found. Also I'm in Texas and think the polices vary by state.

  2. #2
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    Aug 2004
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  3. #3
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    Jul 2009
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    Thank you, I sent a request.

  4. #4
    Join Date
    Nov 2004
    Location
    Fredericksburg , Virginia
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    79

    Haggerty

    I got a better deal through Haggerty on my Chevelle and Charger. I use the SC as my daily driver but I don't have classice car insurance on it. I pay $355 for both cars total. They are covered at 25k each and no mileage restrictions. I just submitted photos of the cars and I was covered.
    Last edited by Jester; 09-10-2009 at 11:03 AM. Reason: because I wanted to.

  5. #5
    Join Date
    Apr 2005
    Location
    Central Texas
    Posts
    229
    Being in Texas you might want to check into Germania. I have 5 cars with them, 3 SC's. 2 of the 3 SC's I consider more valuable than published data. The local agent inpected the cars and noted why they would be considered exceptions for replacement value. Then a value was established and based on mileage the value may drop. With the cars being 15+ years old there is really no additional depreciation for age, just mileage.

  6. #6
    Join Date
    Apr 2002
    Location
    St. Charles, MO
    Posts
    20,898
    I'm using Grundy too.

    David
    1991 SC AOD 4.2..2.3 Whipple..........10.910 @ 125.61
    2016 SRT Challenger Hellcat...............707HP/650TQ

    My Garage

  7. #7
    Join Date
    Jun 2008
    Location
    Muskegon, Michigan
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    1,006
    If you have a 89 SC in 6 years you can get a Historical plate in Michigan.

    Jerry

  8. #8
    Join Date
    Jul 2013
    Location
    LI, NY
    Posts
    788
    I just got some classic quotes... Any opinions

    Hagerty - $302
    Grundy - $141
    JC Taylor - $144

    I have had Hagerty before and they were always the cheapest. Dont know why they are the most for my SC. I have never used Grundy or JC Taylor.

  9. #9
    Join Date
    Dec 2007
    Location
    Salem, OR
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    6,340
    Quote Originally Posted by jjklongisland View Post
    I just got some classic quotes... Any opinions
    You can always take the route some of the 'vette owners do and self-insure by putting that money into a spare car.

  10. #10
    Join Date
    Sep 2004
    Location
    Herrin Illinois
    Posts
    3,385
    I have been with grundy since 2009 and they are where its at. Mine is insured at an agreed value of 25000.00 full coverage unlimited mileage. with either haggerty or grundy you have to take a picture of it in the garage it will be kept in. Haggerty will also put a mileage limitation per year of what you can drive it. You also have to have another vehicle or they wont insure it.
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  11. #11
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    Quote Originally Posted by davec73 View Post
    I have been with grundy since 2009 and they are where its at. Mine is insured at an agreed value of 25000.00 full coverage unlimited mileage. with either haggerty or grundy you have to take a picture of it in the garage it will be kept in. Haggerty will also put a mileage limitation per year of what you can drive it. You also have to have another vehicle or they wont insure it.
    Thats good info. Thanks. I like the unlimited mileage part. Looks like Grundy is one then.

  12. #12
    Join Date
    Apr 2002
    Location
    Imperial, MO (near St. Louis)
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    I switched over to Grundy last year after years with Safeco. No complaints here. Hagerty's quote was over twice that of Grundy's, with more restrictions to boot.

  13. #13
    Join Date
    May 2011
    Posts
    825
    Has anybody who carries collector car insurance ever had a claim, and if so how did that go? Thats what i think is most important.

  14. #14
    Join Date
    Jun 2009
    Location
    Charlotte, NC
    Posts
    224
    I asked my insurer (Farm Bureau) about an agreed upon value policy and they said sure. How much do you want? That threw me because I had no idea what to ask for, I figured 30K ought to cover it and they agreed, took a few pictures of the car and charged me only $200 more a year than what I was currently paying. I do have one other car on the policy along with my homeowners and life ins. with them so it's a multi-policy account.

    I'm glad to see that one other person here has ins for $25K on their car so I'm in the ball park with my agreed upon value. I'm curious what others who have agreed upon value policies have their cars valued at; anyone else care to share?

    They changed the car classification from passenger to classic. In North Carolina the car has to be 25 years old to qualify for antique status, so I'm not quite there yet.
    Last edited by Trunk Monkey; 08-01-2013 at 10:17 AM.

  15. #15
    Join Date
    Sep 2004
    Location
    Herrin Illinois
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    3,385
    Quote Originally Posted by 722 View Post
    Has anybody who carries collector car insurance ever had a claim, and if so how did that go? Thats what i think is most important.
    I had a claim with grundy on my silver 89 for hail damage and they paid out 3800 dollars to fix it and did not total the car, which allowed me to buy another car (the one I own now) that was in pretty near perfect condition. I then sold the other car for 800 and put all of the money in my current car. So grundy is by far the most lenient and they pay there claims. I also had another claim on my red 92 when a bolt fell out of the top of my garage and cracked the windshield, they paid to replace it no questions asked.
    MEMBER #2488 best rwhp 504 485 torque
    2016 shootout Best of show award
    2015 Carlisle Best of show modified, 1st place 92 93 SC and Celebrity's choice award winner.
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    http://www.sccoa.com/forums/garage.p...e_view&id=7152

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