There is one thing I would like to say, I hope everyone reallizes that our cars are all worth more than book value and the insurance companies are ONLY obligated to pay out what the book value is on the car! Even if our cars are in the garage and have never been drivin and say there is only 100 Km's on them, the insurance compannies only have to pay out BOOK value! Now i know this sucks dick but it is the truth!And as you guys can see chit can happen,so I might suggest that we all look at getting our cars appraised at a cost of aprox $150.00.This way we can get what it is worth! Of corse it will cost a little more to insure but if somthing happens then we are covered.Believe me I think all these insurance companies are A$$holes but with all the fraud and so on going on they have resorted to being A$$hole to everyone! They even teach their employees on how to deny a claim to those who deserve it and that is the truth.So if you value your car then have it appraised!
Just my 2 cents worth and somthing to think about! Good day A!