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Thread: Whats your insurance rate on the SC

  1. #1
    Join Date
    May 2004
    Location
    Bmore
    Posts
    3,228

    Whats your insurance rate on the SC

    Just trying to get an idea of what everyone pays for insurance on the SC. Full coverage, minimum liability, multi car discounts. I am paying 100 for minimum liability on the SC it goes to 350 a month for full coverage on it. No discount for having the Hoopty on there. I only pay 100 for the hoopty, you guessed it, because its a HOOPTY

  2. #2
    Join Date
    Jun 2004
    Location
    Atlanta, GA
    Posts
    823
    Quote Originally Posted by Dahoopd
    Just trying to get an idea of what everyone pays for insurance on the SC. Full coverage, minimum liability, multi car discounts. I am paying 100 for minimum liability on the SC it goes to 350 a month for full coverage on it. No discount for having the Hoopty on there. I only pay 100 for the hoopty, you guessed it, because its a HOOPTY
    Did you say $350 a month?!

    I'm paying $110 a month for a 2001 Nissan Frontier S/C (lease, so full everything) and a PL/PD 1989 Cougar XR7. Little over $1300 a year.

    I'd expect the Cougar alone to be less than $100 a month no matter what coverage I get.

    I'm 30, male, clean record, Atlanta GA.

  3. #3
    Join Date
    Oct 2002
    Location
    Lincoln, NE
    Posts
    2,062
    For a '92 SC Auto...

    Male over the age of 25, married, clean driving record...

    Full coverage insurance
    $500 deductible on collision
    $0 deductible on comprehensive
    all other required by law...liability, un-insured, underinsured, etc...

    I pay just over $50 per month. The kicker is the comprehensive insurance...If I upped that to $100 deductible, the cost would go down to right around $40 per month.

    I do get discounts too...Multiple car discount, multiple policy discount and accident free discount.

    Oh yeah...my brand new 2004 Trailblazer is $72 per month for the same coverage...

  4. #4
    Join Date
    Jul 2004
    Location
    Oklahoma
    Posts
    698
    I have the worlds worst driving record, I got 6 tickets last summer in one town alone, 1 for 20 over in Atlanta and 1 for 40 over in Tulsa (thank god for a good attorney) So needless to say I like to drive fast. But my insurance for a 95 5spd SC a 93 5spd SC a 84 RX7 (for my little brother) and a 95 MX3 (wife) is only $120 a month for liability. And Im only 25. Try progressive they have been giving me a good deal for years.

  5. #5
    Join Date
    May 2004
    Location
    Bmore
    Posts
    3,228

    No, No, No.....

    Quote Originally Posted by Bleed_Ford_Blue
    I have the worlds worst driving record, I got 6 tickets last summer in one town alone, 1 for 20 over in Atlanta and 1 for 40 over in Tulsa (thank god for a good attorney) So needless to say I like to drive fast. But my insurance for a 95 5spd SC a 93 5spd SC a 84 RX7 (for my little brother) and a 95 MX3 (wife) is only $120 a month for liability. And Im only 25. Try progressive they have been giving me a good deal for years.

    I have the worlds worst driving record, and thats nothing to brag about. I have been trying to find a cheaper rate taking my record into consideration. Im just making sure I dont get boned too bad. By the way, there isn't a violation I havent gotten other than a DWI. (9 page driving record) I once got a ticket for stopping where there was no stop sign. (this only happens if you flip someone the bird where you stopped for honking their horn...you guessed it, a cop. Impeading traffic). Thanks for the help, This will help me shop around for the best rates.

  6. #6
    Join Date
    Sep 2003
    Location
    Oceanside, California
    Posts
    794

    Costco Insurance Agency, Inc. (American Express)

    Zip Code 91362; Thousand Oaks, California.

    Wife and I are both 28 years old. Costco Auto-Insurance offered through Amex Assurance Company (American Express). We only have the minimum coverage required by law. After all, when you buy a car for 2,000 bucks, so what if you crash it. Besides, at that point, I'd take out the motor and put it in another SC.

    Her car: 1990 SC Auto 144.00 every 6 months.
    My car: 1993 SC 5-spd 169.00 every 6 months.

    Grand total = $626.00 per year.

    Auto seat belts, 6 year accident free, good driver. Another good thing about Costco Insurance: they didn't inquire into whether or not we had insurance in the past few years. (we didn't and most other companies wanted to charge more just for that.)

  7. #7
    Join Date
    Feb 2004
    Location
    Topeka, KS
    Posts
    275
    I'm 16 and my SC is $70 something a month for liability. My Escort is like $30something! Luckly my mom put me on hers and I didn't have to get my own like my friend had to to (his parents wouldn't help him get anything) and he pays as much for his ONE 1990 Bronco as I do for both of my cars :S!

    The trick will be to not get the tickets and things that'll bring that up! Almost got pulled over today for Exhibition of Speed!!!! Was in my mom's LX and decided to show her how I torture her car all the time, so I turned @ an intersection and put it in neutral, revved to 5k, and dropped it back into gear. Her 96 4.6 Bird likes high revs and so it chirped a little. Sure enough, there was a cop I didn't see, and then lights in the rear view mirror. So, I pull over and he whizzes by!!! Some drunk people on motorcycles fell off or something a couple miles up PHEW!!!!

    Anyways, I don't think $70 a month for a SC is that bad!!!! I don't think the insurance companies know what an SC is though, it's just a "slow" Thunderbird to them!

    Nick

  8. #8
    Join Date
    Sep 2004
    Location
    chicago, il
    Posts
    242
    I'm only 17 and I pay $100/month for full coverage.
    Last edited by rhodes588; 10-19-2004 at 03:18 PM.

  9. #9
    Join Date
    Sep 2004
    Location
    Calgary, AB
    Posts
    194
    I should pay between 60-75$ Canadian per month for my 94 SC. I'm 30 with a good record. I have 1mill liability, comprehensive & collision. I just insured it like 3 weeks ago and some insurance reform came in 4 days after I bought the car so that's why I'm not 100% sure what I'll pay for it. My original quote was $74 I think.

  10. #10
    Join Date
    Feb 2004
    Posts
    316
    im 23 and my 6 month rate for full coverage is $610.

  11. #11
    Join Date
    Oct 2004
    Location
    Rigby, Idaho
    Posts
    106
    25, s/m in Podunk Idaho.

    '95 cougar XR7 V8 Full coverage
    500 deductable
    and
    83 ranger/ 2.3auto (yeah its slow) liablilty
    500 deductible

    total cost: $435/6 months

    Funny thing is, I still think Im getting Robbed.

  12. #12
    Join Date
    Oct 2004
    Location
    Lake County, Florida
    Posts
    870
    OK here is the car/truck/bike list in the house:

    100/300 uninsured double stacked
    theft, collision, comp, pip, libablity,
    500 decuctable per incident.

    01 Ford Expedition
    99 Kawasaki ZX11D7
    89 SC 5spd

    32 years old, married, 2 speeding tickets in 3 years.....

    $1250 per year for all three.

  13. #13
    Join Date
    Jul 2004
    Location
    Toledo, Ohio
    Posts
    513

    Talking

    Ok.
    Married, 36, oHIo
    $100k Liability
    $1,000 medical
    $100k uninsured
    collision $500 deduct
    Comprehensive $0 deduct
    Trans expense $600 max
    94 SC
    96 Plymouth Voyager

    $1,038 per year.

    Haven't found anyone less expensive.
    All other have been $250-500 /year more.

  14. #14
    Join Date
    Oct 2004
    Location
    Rigby, Idaho
    Posts
    106
    blue94SC . . . .Dude!!! Who you have your insurance through,>>>????? Thats a sweet deal.

    OTOH, I just checked on how much to change my cougar for an SC, the rate jumps about 140 every 6mo.

  15. #15
    Join Date
    Nov 2002
    Location
    Cresson, TX (DFW)
    Posts
    1,320
    Cant' remember but at USAA the rate code was highest on 89 and 95. The 91 is the cheapest of the 89-90-91-95 years I own. Same car but different rate depending on year.

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